# Cover Genius

**Source:** https://www.startuphub.ai/startups/cover-genius
**Profile type:** Startup

> Global insurtech for embedded protection, protecting customers of the world's largest digital companies.

## About

Cover Genius is a global insurtech company that provides embedded protection solutions for the customers of major digital companies. Through its XCover platform, it enables partners to seamlessly embed and sell various lines of insurance and warranties at the point of sale, offering end-to-end experiences and instant claims payments. The company operates in over 60 countries and all 50 US states, serving industries such as travel, ticketing, retail, logistics, and fintech.

## Key facts

- **Slug:** cover-genius
- **Website:** https://www.covergenius.com/
- **Location:** New York, United States
- **Founded:** 2014-01-01
- **Employees:** 589
- **Operating status:** Active
- **Total funding:** $170M
- **Sectors / tags:** InsurTech, Embedded Finance, API Platform, Digital Payments, Travel Tech, RetailTech, LogisticsTech, Fintech, E-commerce, Agentic AI
- **Social:**
  - LinkedIn: https://www.linkedin.com/company/cover-genius
  - Twitter: https://twitter.com/cover_genius

## Frequently asked

### What does Cover Genius do?

Cover Genius is a global insurtech company that provides embedded protection solutions for the customers of major digital companies. Through its XCover platform, it enables partners to seamlessly embed and sell various lines of insurance and warranties at the point of sale, offering end-to-end experiences and instant claims payments. The company operates in over 60 countries and all 50 US states, serving industries such as travel, ticketing, retail, logistics, and fintech.

### What is Cover Genius's revenue?

StartupHub estimates Cover Genius's annual revenue at $407.3M (range $281.0M to $649.6M, 68% confidence), based on comparable companies in the sector.

### What is Cover Genius's valuation?

StartupHub estimates Cover Genius's effective valuation at $1.9B (range $1.3B to $2.5B, 43% confidence), based on comparable companies in the sector.

### How much funding has Cover Genius raised?

Cover Genius has raised a total of $170M in funding. The most recent round on record is Growth.

### Where is Cover Genius headquartered?

Cover Genius is headquartered in New York, United States.

### When was Cover Genius founded?

Cover Genius was founded in 2014.

### What industry does Cover Genius operate in?

Cover Genius operates in InsurTech, Embedded Finance, API Platform, Digital Payments, Travel Tech, RetailTech.

### How many employees does Cover Genius have?

Cover Genius has approximately 589 people on record.

## JSON-LD

Structured data aligned with this page's `<script type="application/ld+json">` (included when the profile is server-rendered).

```json
{
  "@context": "https://schema.org",
  "@graph": [
    {
      "@type": "BreadcrumbList",
      "itemListElement": [
        {
          "@type": "ListItem",
          "position": 1,
          "name": "Home",
          "item": "https://www.startuphub.ai"
        },
        {
          "@type": "ListItem",
          "position": 2,
          "name": "Startups",
          "item": "https://www.startuphub.ai/startups"
        },
        {
          "@type": "ListItem",
          "position": 3,
          "name": "Cover Genius",
          "item": "https://www.startuphub.ai/startups/cover-genius"
        }
      ]
    },
    {
      "@type": "ProfilePage",
      "@id": "https://www.startuphub.ai/startups/cover-genius#webpage",
      "url": "https://www.startuphub.ai/startups/cover-genius",
      "name": "Cover Genius - AI Startup Profile | StartupHub.ai",
      "description": "This is the official profile of Cover Genius. Cover Genius is a startup founded in 2014, operating in InsurTech and Embedded Finance. Global insurtech for embedded protection, protecting customers of the world's largest digital companies. Headquartered in New York, United States. The company has approximately 589 employees.",
      "dateModified": "2026-05-24T06:00:00.224+00:00",
      "mainEntity": {
        "@id": "https://www.startuphub.ai/startups/cover-genius#organization"
      }
    },
    {
      "@type": "Organization",
      "@id": "https://www.startuphub.ai/startups/cover-genius#organization",
      "name": "Cover Genius",
      "url": "https://www.covergenius.com/",
      "logo": "https://cdn.startuphub.ai/storage/v1/object/public/entity-images/logos/1a592204-a91b-47bb-a6d3-19f5d274b72b-square.webp",
      "image": "https://cdn.startuphub.ai/storage/v1/object/public/entity-images/logos/1a592204-a91b-47bb-a6d3-19f5d274b72b-square.webp",
      "description": "This is the official profile of Cover Genius. Cover Genius is a startup founded in 2014, operating in InsurTech and Embedded Finance. Global insurtech for embedded protection, protecting customers of the world's largest digital companies. Headquartered in New York, United States. The company has approximately 589 employees.",
      "sameAs": [
        "https://www.linkedin.com/company/cover-genius",
        "https://twitter.com/cover_genius",
        "https://www.startuphub.ai/startups/cover-genius"
      ],
      "foundingDate": "2014-01-01",
      "numberOfEmployees": {
        "@type": "QuantitativeValue",
        "value": 589
      },
      "address": {
        "@type": "PostalAddress",
        "addressLocality": "New York",
        "addressCountry": "US"
      },
      "knowsAbout": [
        "InsurTech",
        "Embedded Finance",
        "API Platform",
        "Digital Payments",
        "Travel Tech",
        "RetailTech",
        "LogisticsTech",
        "Fintech",
        "E-commerce",
        "Agentic AI"
      ]
    },
    {
      "@type": "Product",
      "@id": "https://www.startuphub.ai/startups/cover-genius#profile-assessment",
      "name": "Cover Genius - StartupHub.ai Profile Assessment",
      "url": "https://www.startuphub.ai/startups/cover-genius",
      "image": "https://cdn.startuphub.ai/storage/v1/object/public/entity-images/logos/1a592204-a91b-47bb-a6d3-19f5d274b72b-square.webp",
      "category": "InsurTech",
      "description": "This is the official profile of Cover Genius. Cover Genius is a startup founded in 2014, operating in InsurTech and Embedded Finance. Global insurtech for embedded protection, protecting customers of the world's largest digital companies. Headquartered in New York, United States. The company has approximately 589 employees.",
      "brand": {
        "@type": "Brand",
        "name": "Cover Genius"
      },
      "review": {
        "@type": "Review",
        "author": {
          "@type": "Organization",
          "name": "StartupHub.ai"
        },
        "datePublished": "2026-05-24",
        "name": "Cover Genius - Profile Score 65/100",
        "reviewBody": "This is the official profile of Cover Genius. Cover Genius is a startup founded in 2014, operating in InsurTech and Embedded Finance. Global insurtech for embedded protection, protecting customers of the world's largest digital companies. Headquartered in New York, United States. The company has approximately 589 employees.",
        "reviewRating": {
          "@type": "Rating",
          "ratingValue": 65,
          "bestRating": 100,
          "worstRating": 0
        }
      }
    }
  ]
}
```