# Chime

**Source:** https://www.startuphub.ai/startups/chime
**Profile type:** Startup

> Chime is a US neobank offering mobile-first banking services with no monthly fees, automated savings, and early paycheck access.

## About

Chime is an American fintech company providing mobile-first banking with no monthly fees through a partnership with The Bancorp Bank and Stride Bank. Offerings include fee-free checking and savings accounts, a secured credit card (Credit Builder), and early direct deposit up to 2 days early. Chime serves over 22 million customers and was valued at $25 billion in its 2021 Series G round. The company filed for an IPO confidentially in 2024.

## Key facts

- **Slug:** chime
- **Website:** https://www.chime.com/
- **Location:** San Francisco, United States
- **Founded:** 2012-01-01
- **Employees:** 1500
- **Operating status:** Active
- **Total funding:** $12.7B
- **Sectors / tags:** Fintech, Neobank, Digital Banking, Consumer Finance, Mobile Banking, Personal Finance, Challenger Bank, Payments, Digital Payments, Banking Tech, Consumer App, Embedded Finance, Financial Services
- **Social:**
  - LinkedIn: https://www.linkedin.com/company/chime-card/
  - Twitter: https://x.com/chime
  - Facebook: https://www.facebook.com/chime

## Frequently asked

### What does Chime do?

Chime is an American fintech company providing mobile-first banking with no monthly fees through a partnership with The Bancorp Bank and Stride Bank. Offerings include fee-free checking and savings accounts, a secured credit card (Credit Builder), and early direct deposit up to 2 days early. Chime serves over 22 million customers and was valued at $25 billion in its 2021 Series G round. The company filed for an IPO confidentially in 2024.

### What is Chime's revenue?

StartupHub estimates Chime's annual revenue at $389.2M (range $198.0M to $2.8B, 64% confidence), based on comparable companies in the sector.

### What is Chime's valuation?

StartupHub estimates Chime's effective valuation at $6.9B (range $4.6B to $14.1B, 52% confidence), based on comparable companies in the sector.

### How much funding has Chime raised?

Chime has raised a total of $12.7B in funding.

### Where is Chime headquartered?

Chime is headquartered in San Francisco, United States.

### When was Chime founded?

Chime was founded in 2012.

### What industry does Chime operate in?

Chime operates in Fintech, Neobank, Digital Banking, Consumer Finance, Mobile Banking, Personal Finance.

### How many employees does Chime have?

Chime has approximately 1500 people on record.

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