One in five Americans lives with a disability, a figure that is growing fast because of medical advances and the aging baby boomer generation. Yet the financial needs of this market are largely underserved, including a lack of customized capital and a significant shortage of affordable housing.

The DOF was founded by veteran finance professionals to bridge this gap and tap this market. Certified by the U.S. Treasury Department as a non-profit Community Development Financial Institution (CDFI), we operate around the country, wherever the need and the marketplace are sound, serving people with all types of disabilities.