# MUFG Aims for AI-Native Status with OpenAI Partnership

_MUFG is partnering with OpenAI to become an AI-native company, aiming to transform finance through AI-driven customer experiences and operations._

**Published:** 2026-07-08
**Source:** https://www.startuphub.ai/ai-news/artificial-intelligence/2026/mufg-aims-for-ai-native-status-with-openai-partnership

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MUFG, a major financial institution, is embarking on a significant transformation by aiming to become an AI-native company through a strategic partnership with OpenAI. This initiative signifies a deep commitment to integrating artificial intelligence at the core of its operations, aiming to redefine customer experiences and internal processes.

## Transforming Finance with AI

Tadashi Yamamoto, Group CDTO at MUFG, articulated the bank's vision, stating, "AI will fundamentally transform finance. We are working to become an AI-native company." This ambition goes beyond mere adoption of AI tools; it represents a fundamental shift in how the bank operates and interacts with its clients. The goal is to enable customers to complete banking transactions through everyday conversations with AI, eliminating the need to open specific banking apps or visit physical branches.

The full discussion can be found on **OpenAI Youtube**'s YouTube channel.

  
    

![MUFG aims to become AI-native with OpenAI - OpenAI Youtube](https://img.youtube.com/vi/pE1ljLVY1Rg/maxresdefault.jpg)

    
      
        
      
    
  
  MUFG aims to become AI-native with OpenAI, from OpenAI Youtube

## An AI-Native Vision

The concept of an AI-native company, as defined by MUFG, means that people and AI collaborate naturally. This requires an environment that supports such collaboration and a culture where AI is seamlessly embedded into workflows. Kohei Shimano, Managing Director and Head of Artificial Intelligence and Solution Department at MUFG Bank, emphasized that AI should not be a tool used only by specialists. Instead, MUFG wants every employee to use AI as a partner in their day-to-day work, fostering a collaborative environment where AI assists in achieving business objectives.

## Strategic Partnership with OpenAI

The choice of OpenAI as a partner stems from their advanced technology and frontier models, which MUFG believes can help realize their vision. OpenAI has supported MUFG with product knowledge and training programs for all employees, building broader understanding across the organization. Sayuri Yonese, Vice President of Artificial Intelligence and Solution Department at MUFG Bank, highlighted the use of custom GPTs, such as those acting as "AI bankers," to help new employees quickly get up to speed with banking procedures. This allows employees to focus on higher-value work and reinvest their time in activities that create more value for customers.

## Future Outlook and New Services

MUFG is now moving forward with a new service brand, "emutt." As they launch this new digital bank, the aim is to build an AI concierge service with OpenAI. This service will utilize the latest AI technology to provide personalized proposals to every individual and corporate customer, 24 hours a day, 365 days a year. The partnership with OpenAI is seen as crucial for innovation in customer services and transforming banking operations, ensuring that saved time is directly utilized for customer benefit.

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